In early 2021, $800,000 in Loudoun County, VA often meant over 3,000 square feet and a mortgage rate beginning with a “2” or “3.”

Today, the list prices may look similar, but the rate environment is anything but. Here’s what that budget bought then, and what it buys now.

*All monthly payment calculations assume a 20% down payment and exclude taxes, insurance, and any applicable HOA fees.

Then: 2021 Snapshot

43750 Carson Ct, Ashburn

Sold: Feb. 2021 - $805,000

Single-family
5 bed / 3.5 bath
3,714 sq ft
0.25 acre lot
Renovated kitchen
2-car garage

Estimated Monthly Payment at 3%: $2,715/month (P&I only)

42502 Mildred Landing Sq, Ashburn

Sold: April 2021 - $807,000

Townhome
4 bed / 4 bath
3,381 sq ft
0.06 acre lot
Rooftop terrace
3-year old construction

Estimated Monthly Payment at 3%: $2,722/month (P&I only)

Now: 2026 Snapshot

42462 Great Heron Sq, Ashburn

Sold: Feb. 2026 - $790,000

Townhome (end-unit)
3 bed / 2.5 bath
2,833 sq ft
0.07 acre lot
2-car garage
Walking distance to Brambleton Town Ceter

Estimated Monthly Payment at 6%: $3,789/month (P&I only)

42692 Keiller Ter, Ashburn

Sold: Feb. 2026 - $795,000

Townhome (end-unit)
4 bed / 3.5 bath
2,964 sq ft
0.07 acre lot
2-car garage
Backs to woods

Estimated Monthly Payment at 6%: $3,813/month (P&I only)

The Shift

Similar price point, ~$1,000/month higher carrying cost
Smaller average square footage
~25% increase in price per sf
No single-family sales at this price point in 2026 YTD

Over the past 5 years, the Loudoun housing market hasn’t just changed in price, it has changed in financing reality. Buying power is shaped as much by rates as it is by square footage.

Loudoun Housing Brief

$800,000 in Ashburn: 2021 vs. Today