$800,000 in Ashburn: 2021 vs. Today
How Far Your Money Goes in Loudoun County, VA -- Then vs. Now
In early 2021, $800,000 in Loudoun County, VA often meant over 3,000 square feet and a mortgage rate beginning with a “2” or “3.”
Today, the list prices may look similar, but the rate environment is anything but. Here’s what that budget bought then, and what it buys now.
*All monthly payment calculations assume a 20% down payment and exclude taxes, insurance, and any applicable HOA fees.
Then: 2021 Snapshot
43750 Carson Ct, Ashburn
Sold: Feb. 2021 - $805,000
Single-family
5 bed / 3.5 bath
3,714 sq ft
0.25 acre lot
Renovated kitchen
2-car garage
Estimated Monthly Payment at 3%: $2,715/month (P&I only)
42502 Mildred Landing Sq, Ashburn
Sold: April 2021 - $807,000
Townhome
4 bed / 4 bath
3,381 sq ft
0.06 acre lot
Rooftop terrace
3-year old construction
Estimated Monthly Payment at 3%: $2,722/month (P&I only)
Now: 2026 Snapshot
42462 Great Heron Sq, Ashburn
Sold: Feb. 2026 - $790,000
Townhome (end-unit)
3 bed / 2.5 bath
2,833 sq ft
0.07 acre lot
2-car garage
Walking distance to Brambleton Town Ceter
Estimated Monthly Payment at 6%: $3,789/month (P&I only)
42692 Keiller Ter, Ashburn
Sold: Feb. 2026 - $795,000
Townhome (end-unit)
4 bed / 3.5 bath
2,964 sq ft
0.07 acre lot
2-car garage
Backs to woods
Estimated Monthly Payment at 6%: $3,813/month (P&I only)
The Shift
Similar price point, ~$1,000/month higher carrying cost
Smaller average square footage
~25% increase in price per sf
No single-family sales at this price point in 2026 YTD
Over the past 5 years, the Loudoun housing market hasn’t just changed in price, it has changed in financing reality. Buying power is shaped as much by rates as it is by square footage.